{
  "version": "2026-10-30.1",
  "documents": {
    "terms": {
      "title": "Terms of Use",
      "sections": [
        [
          "Operator",
          "Planmerry is operated by Lure Multimedia LLC (the operator, we, us)."
        ],
        [
          "Service and eligibility",
          "Planmerry is a planning and recordkeeping tool for adults aged 18 or older. You may enter family information only when authorized to do so. Keep your account secure and do not upload information you have no right to use."
        ],
        [
          "Agreement and license",
          "By actively accepting these terms, you agree to this version of the Terms, Purchase Terms and Safety Disclosures and acknowledge the Privacy Notice. A purchased license grants personal, non-exclusive use as described in the offer. It does not transfer ownership of the software or grant resale rights. Lure Multimedia LLC supplies Planmerry. Your purchase details and any marketplace payment intermediary are identified in your offer and order receipt."
        ],
        [
          "Your records and decisions",
          "Review imported records, categories, schedules, recipes, quantities, substitutions and generated suggestions before relying on them. Keep backups. You remain responsible for paying providers and verifying actual balances, bills, due dates and food suitability. Planmerry does not execute payments, cancel subscriptions, give investment, tax, legal, medical or nutritional advice, or guarantee reminders."
        ],
        [
          "Acceptable use and uploaded content",
          "Do not misuse access controls, upload unlawful material or infringe another person’s rights. You retain your rights in content and authorize only processing needed to provide the features you choose, including publication of invitations you explicitly share. Do not publish sensitive financial or health information in shared invitations."
        ],
        [
          "Availability and warranties",
          "To the extent permitted by applicable law, the service and informational content are provided as available without a promise of uninterrupted service, complete accuracy or fitness for every purpose. Mandatory statutory warranties and consumer rights are preserved."
        ],
        [
          "Limits of liability",
          "To the extent permitted by applicable law, the operator is not liable for indirect or consequential losses caused by use of informational outputs, including missed payment reminders, classification errors or unavailable services. Where lawful, aggregate liability relating to the service is limited to the greater of USD 100 and fees you paid for Planmerry in the preceding 12 months. These limits do not exclude liability that cannot legally be excluded, including applicable liability for fraud, intentional misconduct, gross negligence or personal injury. They do not prevent legally protected claims or complaints."
        ],
        [
          "Family permissions and shared payment records",
          "An invitation grants access only to the family features and records explicitly shared by the account holder. Each adult uses their own login. The family owner must have authority to invite a person and share their information. A payment-account label is a bookkeeping reference, not a bank credential or permission to spend another person’s money. Obtain the account holder’s authorization outside Planmerry before making any purchase. We do not initiate payments or verify authority to use a card."
        ],
        [
          "Third-party services and data loss",
          "Cloud drives, email, maps, devices and network folders are supplied by independent providers. Their terms, availability and fees may apply. We are not responsible for their independent acts to the extent allowed by law. Keep separate backups and recovery keys and verify imports and saves. Encryption cannot guarantee absolute security, recover a lost key, undo an authorized disclosure or protect an unlocked compromised device. These statements do not waive our own non-waivable duties to protect personal information."
        ],
        [
          "State consumer protections and severability",
          "Mandatory federal and state consumer protections prevail over any conflicting provision. Some states restrict warranty disclaimers, damage exclusions or liability caps; those provisions apply only to the extent lawful for you. Nothing excludes liability for fraud, willful misconduct, gross negligence or other non-excludable liability, limits protected privacy remedies, or restricts truthful reviews, complaints to regulators or rights under the Consumer Review Fairness Act. An unenforceable provision is limited or severed without removing the remaining lawful provisions."
        ],
        [
          "Changes, access and disputes",
          "Material changes apply prospectively and require notice; when renewed acceptance is needed it must be requested. Suspension for misuse does not remove mandatory refund or data rights. Contact Lure Multimedia LLC at support@planmerry.com to attempt resolution. Applicable mandatory law and lawful court rights remain available. These terms do not impose mandatory arbitration or waive class-action rights. Save or print this version for your records."
        ],
        [
          "Launch information",
          "The seller is Lure Multimedia LLC. Support and privacy inquiries: support@planmerry.com. Any postal address disclosures required by the applicable law or sales channel must be provided before paid public launch. Do not purchase if these are missing. These documents are not a claim that every jurisdiction’s requirements have been satisfied."
        ]
      ]
    },
    "privacy": {
      "title": "Privacy Notice",
      "sections": [
        [
          "Operator",
          "Lure Multimedia LLC is responsible for operating Planmerry and the processing described in this notice."
        ],
        [
          "Data and purposes",
          "Account services process your email, name, password hash, sign-in/session records, purchase and activation status, security events and acceptance records to operate and protect access. Security controls may process network identifiers to limit abuse. Acceptance records contain the account, server time, document version, language/context and associated activation reference where applicable. Passwords are not stored as plain text."
        ],
        [
          "Planner and documents",
          "You can choose device-only storage, Google Drive or the Planmerry server. Device-only records stay in this browser and do not synchronize with other family members. For Google Drive or server storage, your browser encrypts planner records before uploading them. Photo and video content remains in account-scoped browser storage on the device where added; remote records contain only opaque references, not media bytes. Clearing browser data may remove these local media copies. Exports to a connected network folder exclude media; device exports may include local photos. File exports are unencrypted unless explicitly labelled encrypted. Autosave runs while the planner tab is open; manual changes must be saved before closing it. The service retains account, connection, revision and membership metadata and encrypted key envelopes; provider access credentials are encrypted with a separate server key. Vault passwords and recovery keys are not sent to the service. Bank PDF recognition remains local; confirmed records may be included in your encrypted vault. Old browser and legacy server copies are retained until explicitly removed. Unencrypted exports and previously saved drafts remain your responsibility."
        ],
        [
          "Optional sharing and external services",
          "Invitations you publish and attached invitation images are stored on the hosting service and accessible to recipients with the link. If enabled, Google address search sends typed address queries to Google; maps and geolocation involve the corresponding browser and Google services. Account email delivery and hosting process data needed to deliver those features. Purchase marketplaces process their checkout information under their own policies. Planmerry does not currently connect bank accounts through Plaid."
        ],
        [
          "Family storage and key recovery",
          "The family owner chooses the common cloud destination. Each member has a separately encrypted private vault; explicitly shared holidays, expenses and payment labels use a separate family key. A personal payment label does not expose its balance or private cashflow. Joint account balances are shared only when selected. Invitation acceptance uses a verified recipient email and access is granted through the inviter’s license. Revocation blocks future shared access and rotates the family key; downloaded copies cannot be erased remotely. Losing both the vault password and recovery key can make encrypted records unrecoverable. Encryption does not protect data in an unlocked compromised browser or hide account and connection metadata."
        ],
        [
          "US state privacy rights",
          "Depending on your residence and whether the applicable law covers our processing, you may request confirmation, access, correction, deletion or a portable copy of personal data, and may opt out of sale, targeted advertising, cross-context behavioral advertising or certain consequential profiling. California residents may have rights to know categories and specific pieces of information, sources, purposes and recipient categories, to limit certain uses of sensitive information, and to use an authorized agent. Comparable rights and appeals may apply under laws in Colorado, Connecticut, Delaware, Indiana, Iowa, Kentucky, Maryland, Minnesota, Montana, Nebraska, New Hampshire, New Jersey, Oregon, Rhode Island, Tennessee, Texas, Utah and Virginia. This list does not limit rights under other state laws or imply that every statute applies to this service. We do not discriminate for exercising protected rights."
        ],
        [
          "Privacy requests, appeals and opt-out signals",
          "Send requests or appeals to support@planmerry.com with the subject Privacy request or Privacy appeal and identify your account and requested action. Do not send passwords, recovery keys or complete bank/card numbers. We verify identity proportionately, accept authorized agents as required, and respond within applicable statutory deadlines, with legally permitted extensions explained. If a request is denied, we explain why and how to appeal where provided by law; you may also contact your state attorney general or privacy regulator. We do not sell personal information, share it for cross-context behavioral advertising, use targeted advertising or perform profiling for decisions with legal or similarly significant effects. Global Privacy Control does not require you to create an account or pay; our current no-sale/no-targeted-advertising practice applies to all visitors. A future change involving these uses requires updated notice and applicable opt-out and consent controls before processing begins."
        ],
        [
          "Health-related family details",
          "Allergy, dietary, accessibility and other family details may reveal health information. Enter only information you are authorized to manage; do not include diagnoses, medical records or unnecessary sensitive details in public invitations or messages. Washington’s My Health My Data Act, Nevada’s consumer health data law and other state rules can impose obligations beyond general privacy laws, including for small businesses. A general terms checkbox is not consent to sell or independently share consumer health data. We do not sell it, use it for advertising or use geofences to identify visits to health facilities. Any separately regulated collection or sharing must have the legally required notice, lawful basis and separate consent before that feature is enabled. You can request access, deletion or withdrawal of applicable consent through support@planmerry.com; this may affect the requested feature."
        ],
        [
          "Storage and cookies",
          "The app uses essential session cookies for sign-in and security, and browser storage for preferences, planner records, local photos and videos, and your cookie-notice choice. The sign-in cookie is named __Host-myplan_session and is HttpOnly, Secure and SameSite=Lax. Its configured lifetime is 7 days; logging out clears the session cookie. The “Remember this device for 30 days” checkbox is selected by default when unlocking. You can clear it before unlocking, especially on a shared device. When you unlock with this option selected, the browser stores an encrypted vault key and a non-exportable browser wrapping key for up to 30 days; it does not store your vault password or recovery secret. This allows anyone using your signed-in browser to open the vault. Locking the vault or signing out removes remembered access. Without this choice, the vault key stays in page memory. Other browser storage remains until you remove it or the browser clears it. We currently use no advertising or analytics cookies. Dismissing the cookie notice only records that you have seen it; it does not give marketing or optional tracking consent. Essential storage is required for the features you request. Blocking it can prevent sign-in or saving. If optional tracking is introduced, it must remain disabled until any required consent and opt-out controls are available. No advertising consent is bundled into registration. This notice does not authorize new tracking, resale of bank documents or use of personal statements as a public training dataset. Optional new data uses require appropriate notice and permissions."
        ],
        [
          "Retention and choices",
          "Local planner data remains until you delete it or clear browser storage; exported backups remain under your control. Account, purchase, acceptance and security records are retained as needed to provide the service, meet legal obligations and resolve disputes, then deleted or de-identified when no longer needed. Settings supports exports and encrypted cloud backups. Verified cloud saves retain encrypted versions; no automatic retention deletion is currently enabled, so monitor provider storage quota. An expired purchase or family entitlement does not prevent a verified active account from exporting its own existing encrypted vault. For server access, correction, deletion or other applicable privacy rights, email support@planmerry.com; identity verification may be required. Some legally required transaction and consent records may need to be retained."
        ],
        [
          "Data sources, recipients and location",
          "Information comes from you, invited family members, your authorized imports and cloud connections, and technical interactions with the service. Hosting and email providers receive only information needed for the relevant service; connected cloud and map providers process data under their own terms. Family recipients see only information you explicitly share. We may disclose information when legally required or necessary to protect rights and security, subject to applicable law. Service data may be processed in the United States and in countries where your chosen providers operate; privacy protections can differ. We do not use private planner records to train a public AI model."
        ],
        [
          "Children and sensitive information",
          "The service is for adult account holders, not accounts operated by children under 13. An authorized adult can manage family plans; minimize children’s details, allergy data and financial information, especially in shared content. No system guarantees absolute security. Protect devices and backup files."
        ],
        [
          "Operator contact",
          "Planmerry is operated by Lure Multimedia LLC. For support, questions about this notice, or requests to access, correct or delete personal data, email support@planmerry.com."
        ]
      ]
    },
    "safety": {
      "title": "Safety & Accuracy Disclosures",
      "sections": [
        [
          "Bank imports and budgets",
          "Recognition, merchant classification, budget allocation and recurring-payment suggestions can be incomplete or incorrect. Review each operation against the bank original; verify totals, duplicates, transfer pairs, refunds and credit-card payments. Balancing a statement does not prove every category is correct. Estimates are not your available bank balance or professional financial advice. Unsupported formats are not guaranteed."
        ],
        [
          "Subscriptions, autopay and reminders",
          "A repeated charge does not establish an active subscription or an obligation. “Autopay” is your record of an arrangement already enabled at the bank or provider; Planmerry neither authorizes nor initiates a debit. Check actual contracts, amounts, renewal dates, cancellation terms and payment status with the provider. In-app reminders appear when you use the app; calendar reminders depend on your calendar settings. Delivery and completeness are not guaranteed."
        ],
        [
          "Recipes, allergens and shopping",
          "Recipes, shopping lists, portions, quantities, nutritional or dietary labels and ingredient substitutions are informational suggestions and may contain errors. Check the exact product label every time, confirm each guest’s allergies and dietary needs and assess cross-contact. An absent allergen flag is not a guarantee of safety. The nine major US food allergens are milk, eggs, fish, crustacean shellfish, tree nuts, peanuts, wheat, soybeans and sesame; other foods can also cause reactions."
        ],
        [
          "Food preparation",
          "Cooking times depend on ingredients, equipment and conditions. Follow authoritative safe handling, storage and internal-temperature guidance and use a food thermometer where appropriate. Consult a qualified clinician for individual medical or dietary advice. Do not serve food if you cannot establish that it is suitable for the guest."
        ],
        [
          "Other planning tools",
          "Dates, travel estimates, locations, event suggestions and task reminders can be inaccurate or change. Verify bookings, opening hours, addresses and deadlines with the relevant provider. Third-party names or images do not imply endorsement or affiliation."
        ],
        [
          "Rights preserved",
          "These disclosures explain limitations; they do not excuse unlawful conduct, remove mandatory consumer protections or guarantee immunity from claims."
        ]
      ]
    },
    "purchase": {
      "title": "Purchase & Cancellation Terms",
      "sections": [
        [
          "Seller",
          "Lure Multimedia LLC supplies Planmerry. Any marketplace that handles checkout is identified in the purchase offer."
        ],
        [
          "Before you pay",
          "The purchase offer must identify the legal seller, contact method, product/features, access period, total price and currency, applicable taxes, delivery/activation method, device/storage limitations, support and refund terms. Do not buy if these are missing. Keep your receipt and the terms shown at checkout."
        ],
        [
          "Current activation model",
          "This version supports activation codes for a one-time license issued after a separately verified purchase. Registration or activation does not itself charge your card. No recurring Planmerry subscription is created by marking your own household bills as recurring or autopay."
        ],
        [
          "Renewing offers",
          "If a recurring Planmerry plan is introduced, the checkout must separately and clearly disclose the amount, frequency, trial duration, first charge date, renewal and cancellation process before payment, obtain express consent to recurring charges and provide a usable cancellation mechanism. Acceptance of these general terms alone is not authorization for future charges."
        ],
        [
          "Refunds and access issues",
          "The refund policy disclosed with your purchase and mandatory consumer protections apply. Contact support@planmerry.com with your order reference for failed activation, duplicate charges or a product not supplied as described. These terms do not create a blanket no-refund rule or remove marketplace remedies."
        ],
        [
          "State renewal and cancellation protections",
          "If recurring paid access is offered in the future, applicable automatic-renewal laws, including California requirements and other state rules, must be implemented at the actual checkout: clear pre-purchase renewal terms, affirmative consent, a retainable acknowledgment, applicable trial and renewal reminders, and cancellation through the legally required convenient method. A one-time license must not be converted to recurring charges without separate authorization. State cancellation and refund rights prevail over conflicting offer language."
        ],
        [
          "External checkout",
          "Marketplace checkout is controlled by that marketplace. A checkbox at Planmerry registration or later activation is not evidence of agreement before an earlier marketplace payment. The seller must make applicable terms available in the offer and implement the appropriate pre-purchase agreement process on the actual sales channel."
        ]
      ]
    }
  }
}
